I wanted to personally welcome you to G.W. Golden Financial. We have built a company based on honor, integrity, and a deep rooted commitment to ethical behavior while dealing with all of our clients. We use a solution based approach in order to put our client’s in the best possible loan product for their financial situation. We offer a large assortment of mortgage products at extremely competitive rates. We offer all of the conventional loan products in the marketplace such as 30 Year Fixed loans, 15 Year Fixed loans, New Purchases, etc. as well as Home Equity Conversion Mortgages (HECM) which provide individuals that are 62 years of age or older with a chance to live more comfortably in their home while having their loan fully insured by the FHA under the guidance of HUD. These borrowers choose on a monthly basis what payment they would like to make including making no mortgage payment at all without incurring any late fees or adverse marks against their credit. They can even take cash out for whatever purpose they so choose all the while knowing that they retain full home ownership in a federally insured loan product. At G.W. Golden Financial all of our licensed representatives have been hand picked based on their character, passion for helping others, and their real desire to make a difference in people’s lives on a daily basis. They are then highly trained over a ten week training program. They will continue to receive ongoing weekly and monthly trainings throughout their careers at G.W. Golden Financial. Most importantly they are blessed to have the opportunity to help create financial freedom for each and every one of their clients on a daily basis while working at G.W. Golden Financial.